AML Consulting
Build and strengthen AML programs with executive-led advisory, CAMLO support, due diligence acceleration, sanctions alignment, and guidance under BSA, OFAC, UK, EU, and Canadian requirements.
Fraxtional helps fintech, banking, crypto, and embedded finance teams build compliance programs that satisfy regulators, sponsor banks, investors, and auditors. From AML and BaaS oversight to money transmitter licensing, risk assessments, and fractional compliance leadership, our director-led support gives growing financial companies practical guidance without the cost or delay of a full-time executive hire.
Director-led compliance support for fintech, banking, crypto, embedded finance, and cross-border financial services teams.
Build and strengthen AML programs with executive-led advisory, CAMLO support, due diligence acceleration, sanctions alignment, and guidance under BSA, OFAC, UK, EU, and Canadian requirements.
Support sponsor bank and fintech partnerships with BSA/AML oversight, third-party risk management, policy development, UDAAP, Reg E readiness, and examiner-focused compliance program structure.
Navigate state-by-state licensing with pre-filing strategy, application preparation, documentation management, post-filing compliance, renewal tracking, reporting schedules, and audit-ready operating frameworks.
Create compliance programs for exchanges, wallet providers, DeFi platforms, and digital asset firms covering VASP obligations, Travel Rule, KYC/KYB, sanctions screening, and FinCEN guidance.
Evaluate compliance, product, people, infrastructure, vendor, privacy, cyber, BSA/AML, UDAAP, and Reg E risks with prioritized findings and board-ready remediation documentation.
Access experienced CCO, CRO, BSA Officer, CAMLO, or MLRO leadership through advisory, subscription, interim, or embedded fractional engagement models that scale with your company.
Fraxtional starts by reviewing your business model, customer flows, markets, banking relationships, licenses, vendors, and transaction activity to identify the regulatory obligations most relevant to your fintech, crypto, or financial services operation.
Fintech, crypto, banking, and payments companies rely on Fraxtional for scalable compliance leadership.
Fraxtional delivers executive-level compliance expertise with flexible engagement models built for growth.
Every client receives direct oversight from experienced Directors, not junior-only advisory support.
Choose advisory, subscription, interim, or embedded leadership without full-time executive commitment.
Support spans U.S., Canada, UK, and EU regulatory expectations for cross-border operations.
Deep experience across fintech, banking, crypto, embedded finance, and higher-risk financial models.
Experienced compliance leaders for complex financial services growth.
Fraxtional was built for financial companies that need senior compliance judgment before they are ready for a full-time executive hire. The team supports fintechs, banks, crypto firms, embedded finance companies, money transmitters, private equity firms, and growing startups with practical, director-led compliance leadership. Fraxtional’s model gives clients access to CCO, CRO, BSA Officer, CAMLO, and MLRO expertise through flexible advisory, subscription, interim, or embedded engagements. With coverage across the United States, Canada, the United Kingdom, and European Union, the team helps companies prepare for sponsor bank diligence, investor reviews, audits, licensing, and evolving regulatory expectations while building sustainable programs that scale.
Fintech compliance consulting typically includes risk assessments, AML program design, policy and procedure development, licensing strategy, audit readiness, sponsor bank preparation, and ongoing regulatory advisory. Fraxtional also provides fractional leadership roles such as CCO, CRO, BSA Officer, CAMLO, and MLRO, helping companies meet obligations while scaling without immediately hiring a full-time executive.
Talk with Fraxtional about your product, risks, and regulatory roadmap.
Recognized as a Leader in Compliance.
Senior oversight for every client engagement.
Coverage across key financial markets.
Tell us about your fintech product, regulatory obligations, funding stage, or sponsor bank goals. Fraxtional will help identify the right compliance support model and next steps.
To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.
To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.