AML Advisory
Build or refine AML programs with executive-led guidance covering due diligence, sponsor bank expectations, global mandates, BSA obligations, OFAC sanctions, and practical scaling needs efficiently.
Fraxtional helps FinTech, crypto, banking, and embedded finance teams build AML programs that stand up to sponsor bank, investor, and regulator scrutiny. From CAMLO leadership to BSA/AML frameworks, sanctions controls, due diligence, and audit readiness, our director-led consultants provide practical guidance without the cost or commitment of a full-time executive as transaction volumes and obligations grow.
Targeted AML advisory, leadership, controls, and documentation support for FinTech teams operating across complex regulatory environments.
Build or refine AML programs with executive-led guidance covering due diligence, sponsor bank expectations, global mandates, BSA obligations, OFAC sanctions, and practical scaling needs efficiently.
Access fractional CAMLO support to lead AML, sanctions, and regulatory compliance programs with flexible advisory, subscription, or embedded leadership models tailored to growth.
Secure fractional or interim MLRO coverage for UK, EU, and Canadian obligations, including suspicious activity reporting, regulatory submissions, training oversight, and regulator liaison.
Support sponsor banks and FinTech partners with BSA/AML program management, third-party risk oversight, policies, UDAAP, Reg E alignment, and examiner-ready documentation.
Create AML frameworks for exchanges, wallet providers, DeFi platforms, and digital asset businesses, including OFAC screening, Travel Rule support, KYC/KYB, and FinCEN guidance.
Evaluate policies, controls, vendors, products, operations, and infrastructure to identify compliance exposure and deliver prioritized, board-ready findings with practical remediation guidance.
We begin by reviewing your product, transaction flows, customer segments, jurisdictions, banking relationships, and growth plans so the AML strategy reflects how your FinTech business actually operates.
FinTech, crypto, banking, and embedded finance teams rely on Fraxtional for scalable compliance leadership.
Fraxtional combines senior compliance leadership with flexible support designed for fast-moving financial technology teams.
Every client receives direct oversight from experienced Directors, not junior-only advisory teams.
Get CCO, CRO, BSA Officer, CAMLO, or MLRO expertise without full-time cost.
Support spans U.S., Canada, UK, and EU regulatory environments for cross-border FinTech operations.
Specialized knowledge across banking, crypto, embedded finance, sponsor banks, and high-risk models.
Director-led compliance experts for complex financial technology businesses.
Fraxtional was built for financial technology companies that need senior compliance judgment before they are ready for a full-time executive hire. Its fractional model gives startups, scaling FinTechs, banks, crypto firms, and embedded finance businesses direct access to experienced Directors who can lead AML, risk, and regulatory programs. The team supports organizations across the United States, Canada, the United Kingdom, and the European Union, where cross-border product launches often require careful alignment between BSA/AML, sanctions, MLRO, sponsor bank, and investor expectations. Fraxtional’s vision is simple: make high-caliber compliance leadership flexible, practical, and commercially useful so teams can grow with confidence.
AML in FinTech refers to the anti-money laundering controls used to prevent financial products from being used for illicit funds movement, sanctions evasion, fraud, or terrorist financing. For FinTech companies, this usually includes customer due diligence, KYC/KYB, transaction monitoring, sanctions screening, suspicious activity escalation, documented policies, governance, employee training, and evidence that sponsor banks or regulators can review.
Speak with Fraxtional’s compliance experts about your FinTech obligations.
Recognized as a Leader in Compliance.
Senior oversight for every client engagement.
Support across major FinTech markets.
Tell Fraxtional about your FinTech model, jurisdictions, banking goals, and compliance priorities. A specialist can help identify the right advisory, fractional leadership, or AML program support.
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To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.