Risk Assessments
Evaluate compliance, product, people, vendor, infrastructure, and control risks with prioritized findings prepared for boards, banks, investors, auditors, and executive decision-makers.
Fraxtional helps fintech, banking, crypto, embedded finance, and private equity teams evaluate financial services risk before deals, audits, bank partnerships, or regulatory reviews. Our director-led due diligence support turns complex compliance, AML, operational, and control findings into clear, prioritized guidance investors, boards, sponsor banks, and leadership teams can act on with confidence.
Focused diligence support for financial services teams facing investment, banking, regulatory, or operational risk decisions.
Evaluate compliance, product, people, vendor, infrastructure, and control risks with prioritized findings prepared for boards, banks, investors, auditors, and executive decision-makers.
Support private equity firms with pre-investment compliance due diligence, portfolio company risk reviews, post-acquisition gap analysis, and documentation for LP reporting or board review.
Receive objective third-party reviews of BSA/AML policies, control effectiveness, transaction monitoring, risk factors, and remediation priorities before examinations or investor reviews.
Assess AML program maturity, sanctions exposure, due diligence workflows, sponsor bank expectations, and alignment with U.S., UK, EU, and Canadian mandates.
Review sponsor bank and fintech program responsibilities, third-party risk controls, BSA/AML oversight, Reg E, UDAAP, and examiner-ready governance for BaaS arrangements.
Analyze policies and procedures for audit readiness, role clarity, operational fit, documentation gaps, version control, and sponsor bank or investor review standards.
We begin by clarifying the transaction, bank onboarding, investment, audit, or regulatory objective. Fraxtional aligns the diligence scope to the business model, customer base, jurisdictions, products, and stakeholder expectations.
Fintech, banking, crypto, and investment teams rely on Fraxtional for practical compliance clarity.
Fraxtional combines executive-level compliance leadership with flexible, diligence-focused support.
Every client receives direct oversight from experienced Directors, not generic outsourced compliance support.
Guidance spans U.S., Canada, UK, and EU financial services compliance expectations.
Specialized experience across fintech, banking, crypto, payments, embedded finance, and high-risk models.
Engagements scale from focused advisory reviews to ongoing fractional compliance leadership.
Director-led compliance expertise for complex financial services diligence.
Fraxtional provides expert compliance leadership without full-time commitment for fintech, crypto, banking, embedded finance, and private equity teams. The firm is built around a director-led model, giving clients daily access to deep compliance experience and practical judgment during high-stakes diligence, sponsor bank onboarding, audits, and investment reviews. With a global team spanning the United States, Canada, the United Kingdom, and the European Union, Fraxtional helps organizations assess cross-border risk, understand regulatory exposure, and build sustainable compliance paths forward. Recognized as a Leader in Compliance by the T100 Finance Award, the team focuses on clear findings, flexible engagement models, and documentation stakeholders can trust.
Due diligence in financial services is the structured review of a company’s risks, controls, compliance program, operations, and regulatory exposure before a decision is made. It is commonly used for investments, acquisitions, sponsor bank onboarding, audits, or board reviews. Fraxtional focuses on areas such as AML, sanctions, BSA, UDAAP, Reg E, cyber risk, policies, procedures, and cross-border obligations.
Talk with Fraxtional about your review, deal, or bank approval.
Recognized as a Leader in Compliance
Senior oversight for every client engagement
Coverage across major financial markets
Share your transaction, bank onboarding, audit, or investment review goals. Fraxtional will help scope the right diligence support and next steps.
To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.
To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.