Independent Audits
Objective third-party compliance audits for fintech, banking, and crypto firms, including BSA/AML controls, transaction monitoring, gap findings, and board-ready remediation recommendations.
Fraxtional helps fintech, banking, crypto, and financial services teams turn compliance audits into a practical path forward. From independent program reviews to SOC 2 preparation, AML controls, and board-ready findings, our director-led experts identify risk, organize documentation, and guide remediation so your business is ready for regulators, sponsor banks, investors, and growth.
Audit-ready support for regulated businesses facing examiner, investor, sponsor bank, or board scrutiny.
Objective third-party compliance audits for fintech, banking, and crypto firms, including BSA/AML controls, transaction monitoring, gap findings, and board-ready remediation recommendations.
Guidance for SOC 2 Type 1 and Type 2 preparation, aligning audit goals with client expectations, mapping controls, and organizing documentation for auditor review.
Executive-led AML audit support covering BSA obligations, OFAC sanctions, due diligence workflows, global mandates, and program effectiveness for regulated financial businesses.
Comprehensive reviews of compliance, product, people, vendors, operations, privacy, cyber risk, and control implementation with prioritized findings and practical fixes.
Audit-ready policies and procedures tailored to business operations, with clear responsibilities, version tracking, and formatting designed for bank and regulator review.
Compliance audit readiness for sponsor banks and fintech partners, including third-party risk, BSA/AML, UDAAP, Reg E, and program responsibility alignment.
We start by clarifying the audit purpose, regulatory drivers, business model, product risks, and stakeholder expectations, including sponsor bank, investor, board, or examiner requirements.
Fraxtional supports fintech, banking, crypto, and financial services teams through high-stakes compliance reviews.
Fraxtional brings flexible, director-led compliance expertise to complex audit and regulatory challenges.
Every client receives direct oversight from experienced compliance Directors, not generic checklist reviewers.
Reports and documentation are structured for boards, banks, investors, auditors, and regulators.
Deep expertise across fintech, banking, crypto, BaaS, AML, licensing, and cross-border operations.
Engagements scale from focused audit advisory to embedded fractional compliance leadership.
Experienced compliance leaders for regulated financial businesses.
Fraxtional was built around a simple idea: growing financial companies need senior compliance judgment without always hiring a full-time executive. The team supports fintech, crypto, banking, embedded finance, money transmitter, and private equity clients with practical guidance that stands up to sponsor bank, investor, auditor, and regulator scrutiny. With a global footprint spanning the United States, Canada, the United Kingdom, and the European Union, Fraxtional brings cross-border perspective to complex operating models. Its director-led approach gives clients daily access to deep compliance experience, flexible engagement models, and a sustainable path for meeting obligations as products, transaction volumes, and regulatory expectations evolve.
Compliance audit costs vary based on scope, business model complexity, regulatory obligations, documentation quality, and whether the review covers one program area or a full compliance framework. A focused AML or policy review may require less effort than a fintech, crypto, or BaaS audit involving transaction monitoring, vendor risk, and board reporting. Fraxtional scopes engagements around practical audit objectives and required deliverables.
Talk with Fraxtional’s experts about your audit priorities.
Recognized as a Leader in Compliance.
Senior oversight for every client engagement.
Support across U.S., Canada, UK, EU.
Tell Fraxtional about your audit goals, regulatory concerns, and timeline. Our team will help define the right scope and next steps.
To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.
To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.