Our Comprehensive Compliance Services

Expert Leadership, Tailored Policies, and Strategic Partnerships to Ensure Your Success

fintech

Banking

crypto

Private equity

crypto

Banking

Private equity

fintech

01

Leadership

Fraxtional Leadership

We provide dedicated leadership that embeds with your team, working as part of your company to ensure seamless and effective compliance management. Let us handle your compliance and risk leadership so you can focus on growth.

At Fraxtional, we offer leadership that becomes an integral part of your team. Our experienced executives—serving as Chief Compliance Officers, Chief Risk Officers, BSA Officers, CAMLOs, and MLROs—embed with your full-time team to drive growth and mitigate risk. We actively participate in key decisions, ensuring compliance and risk are managed effectively, all without the cost and commitment of a full-time hire.

1. Chief Compliance Officer (CCO)

The Chief Compliance Officer is responsible for ensuring that your company adheres to all regulatory requirements and industry standards.

Key Duties and Responsibilities

Establish and oversee company compliance policies.
Ensure compliance with applicable laws and regulations.
Develop and implement risk management strategies.
Manage compliance audits and regulatory inspections.
Liaise with regulatory bodies and stakeholders.

2. Chief Risk Officer (CRO)

The Chief Risk Officer focuses on identifying, assessing, and mitigating risks that may impact the business operations and financial stability.

Key Duties and Responsibilities

Develop and execute risk management strategies.
Identify and assess operational, financial, and market risks.
Collaborate with management to mitigate risk exposure.
Ensure regulatory compliance related to risk management.
Conduct regular risk assessments and reporting.

3. BSA Officer (Bank Secrecy Act Officer)

The BSA Officer ensures your business meets all anti-money laundering (AML) obligations and adheres to the Bank Secrecy Act.

Key Duties and Responsibilities

Develop and execute risk management strategies.
Identify and assess operational, financial, and market risks.
Collaborate with management to mitigate risk exposure.
Ensure regulatory compliance related to risk management.
Conduct regular risk assessments and reporting.

4. CAMLO (Chief Anti-Money Laundering Officer)

The CAMLO leads the anti-money laundering efforts, ensuring compliance with AML laws and preventing illegal financial activities.

Key Duties and Responsibilities

Design and manage the AML framework for the organization.
Conduct AML risk assessments and implement corrective actions.
Ensure regulatory compliance with national and international AML standards.
Investigate potential money laundering activities.
Liaise with law enforcement and financial intelligence units (FIUs).

5. MLRO (Money Laundering Reporting Officer)

The MLRO is responsible for reporting any suspicious financial activities and ensuring that the business complies with money laundering regulations.

Key Duties and Responsibilities

Monitor transactions and identify potential suspicious activity.
Report suspicious transactions to relevant authorities (SARs).
Ensure the business’s compliance with AML and counter-terrorism financing (CTF) regulations.
Manage AML training programs for staff.
Maintain accurate records of all reported suspicious activities.

03

Building Compliance Foundations

Policy and Procedure Development

Ensuring compliance through tailored policy creation, specifically designed to meet your business and regulatory needs.

Policies we help you develop include:

Compliance Policy
Risk Management Policy
Complaint Handling Policy
Internal Controls and Auditing Policy
Training Policy
Vendor Management Policy
Anti-Money Laundering (AML) Policy
Fair Lending and UDAAP Policy
Privacy and Data Protection Policy/GLBA
Monitoring and Reporting Policy
Reg E
Reg CC
UDAAP
Reg DD
Marketing & Advertising Policy

04

License to Transmit

Money Transmitter Licensing

Money transmitters are required to comply with strict regulations to avoid legal issues, financial penalties, and reputational harm—any of which can severely affect a business. Keeping up with the constantly evolving licensing requirements can be complex and time-consuming, often impeding business growth. At Fraxtional, we recognize the challenges of managing licensing requirements. Our goal is to relieve you and your team of this burden. With our services and experienced team, you can rely on us to handle your money transmitter licenses accurately and on schedule, allowing you to focus on expanding your business.

05

License to Transmit

SOC2 Compliance

At Fraxtional, we streamline your path to SOC 2 compliance with tailored support at every step. From evaluating audit options to coordinating with auditors, we ensure that your compliance journey is smooth and effective. Whether you’re pursuing Type 1 or Type 2 certification, our team is here to guide you.

With a focus on reducing internal demands, we assist in gathering and articulating controls, guiding your team through evidence collection, and preparing audit-ready documentation. Trust Fraxtional to simplify SOC 2 compliance, helping you build a secure and compliant framework as your business grows.

06

Expert Insights

Independent Audit

Our independent audit services offer an external review of your compliance program, ensuring that it meets all necessary regulatory requirements and industry expectations.   

Whether you run a fintech company, crypto firm, or manage a private equity portfolio, we provide comprehensive, impartial audits to identify potential gaps and strengthen your compliance framework.

07

Risk Clarity

Risk Assessment

Fraxtional provides tailored risk assessments designed to help businesses and investors identify potential risks before they become issues. Our comprehensive assessments ensure that you and your portfolio remain secure and compliant with all regulatory standards.

Let’s Get Started

Ready to Strengthen Your Compliance Program?

Take the next step towards expert compliance solutions. Connect with us today.